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In order to get started, select an account that works for you.

First Step Checking (ages 13-19)

Help your child develop good spending habits early in life.

Earn up to 7.00% APY on the first $250
No monthly fee, overdrafts, or minimum balances
Request a debit card during account opening
Easy parental monitoring
Exclusive access to You(th)X, our online community for early financial education
Learn more about First Step Checking

First Step Savings (ages 13-19)

Help your child grow their savings, laying the foundation for a lifetime of financial success.

First Step Checking (ages 6-12)

First Step Savings (ages 6-12)

First Step Savings (ages 0-17, no youth access)

Save for their future where an account is held in your child's name, without them having the ability to transact.